How can you get luxury items for less?
It could happen to any of us. We have a few amazing years where we’re making plenty of money and then boom, we lose our jobs and have to make ends meet for less. It can be hard for people to adjust from a lifestyle where they buy anything they need to not being able to do that anymore. However, there are some tricks to still being able to afford the few things that make you feel good, you just might have to go about it a bit differently.
Say your salary has been slashed in half from $100,000 to $50,000 a year. Unless you were a scrupulous saver, you’re probably going to have to make some adjustments. But the first thing to do is ask yourself what’s important to you. Do you value being able to drive a certain car, wear a certain brand of clothes or eat out often? If there’s an activity or purchase that really makes you happy, you don’t necessarily have to give it up. Sometimes that’s not even the best idea because cutting back will mean willpower and humans have a finite amount of energy to devote to it. Here are some ways to save on big ticket items. They may not work for everyone but it’s worth a look to see if it’s something you’d be willing to try.
Owning a home is one of the most important things in life for many people. For better or worse we can be judged by this milestone and we use it as a status symbol. But who says this has to be a new house? There are plenty of homes available at reasonable prices too. Try searching for HUD home and foreclosures. Sure these homes may require some fixing up, but if you really think of this as a home instead of an investment, will you really mind? Older homes have more character too.
Cars are another area people sometimes can’t bear to live within their means. What we drive may often say something about us to others or showcase our personality. Before heading straight to the dealer for the new car of your choice though, consider Craigslist, eBay or other classifieds. Sometimes there’s an owner willing to part with your dream car for less due to convenience or special circumstances.You’ll be happy to snag a deal and they’ll be happy for you to take it off their hands.
Some people wouldn’t be caught dead in average clothes. But wearing designer doesn’t always mean you spend a lot on your clothes either. eBay, thrift stores and online shops like BlueFly.com are great places to search for your favorite brands. Sometimes a quick dry-clean is all that garment needs to look great again.
You can argue none of this is necessary at all and that sometimes people just need to stop the silly spending and live within their means. And sometimes you’d be absolutely right. But cutting back on every single thing can take it’s toll and just not be sustainable for many people. Sometimes the best approach is to decide what the couple things are that really matter to you and find a way to afford them without breaking the bank.